Islamic Zakat Calculator (With Live Nisab Audit)
Enter your gold jewelry by carat purity, silver, cash savings, committees, and business inventory below. Our Shariah engine automatically checks your net wealth against today's live Nisab.
1. Gold Jewelry, Bars & Coins
2. Silver Jewelry, Coins & Utensils
3. Cash, Bank Balances & Committees (PKR)
4. Business Goods & Immediate Debts (PKR)
Zakat Audit Summary
Calculated as 2.5% (1/40th) of Net Zakatable Wealth
Frequently Asked Shariah & Financial Questions
Why does the calculator apply Silver Nisab (52.5 Tola) when I have both Gold and Cash? +
According to consensusHanafi and majority Fiqh principles, the 7.5 Tola (87.48g) Gold threshold applies only if a person owns Gold exclusively and has zero cash, bank savings, silver, or business goods. Once any cash or silver is present alongside Gold, the threshold defaults to the 52.5 Tola (612.36g) Silver Nisab so that more needy recipients benefit.
How is Zakat calculated on 22K, 21K, or 18K Gold jewelry? +
Zakat is obligatory on the pure gold weight or market resale value of jewelry. Our engine automatically adjusts purity: 22K is calculated at 91.67% purity, 21K at 87.5%, and 18K at 75% against today's live 24K bullion rate.
How do I include a monthly Committee (BC / ROSCA) in Zakat? +
If you have not yet received your Committee payout, the total installments you have deposited up to your Zakat valuation date count as Zakatable cash savings. If you have already taken the payout, the remaining unpaid installments due this year are deducted as a liability.